THE DATING WORLD AND THE LOAN BUSINESS: THERE ISN’T THAT MUCH OF A DIFFERENCE
If you want to improve your chance of getting the guy/girl, there are certain steps you must follow. There are certain things you need to improve upon before closing the deal. These same values apply to the business world too. Here are a few examples of what I’m talking about.
SKELETONS IN THE CLOSET
Let’s say you are out with a guy. You have learned of a few skeletons in the closet. These skeletons are not exactly working in his favor. This might actually prevent you from securing the second or third date. The loan process works along the same lines. Most lenders will not give out a loan to those who have a shay past. Keep this in mind. If your past is checkered, figure out a way to remove the skeletons. If you don’t, you could attract the wrong kinds of people.
This one can also be compared to the dating world. Would you want to go out with a guy who is late on his bills? Would you want to go out with a guy who is not financially secure? Same ideals apply here. Lenders and banks will not give money to a company or business who has this trouble. If you feel that this could be stopping you, find a way to correct the situation first.
Find a way to get some cash flow going. Banks and lenders won’t lend money to those who are always operating in the red.
The dating method applies here too. Would you want to date a guy who doesn’t have any plans? Would you want to date a guy who is just content to stay where he is at? The loan world works like this too. You need to have a goal, even if it’s a small one. Banks and lenders will be more likely to take a chance on you if you have goals and are very organized.